• Home
  • Currency account

FOREIGN CURRENCY ACCOUNTS

OPEN
TO THE WORLD

  • 13 foreign currency accounts
    More
    Open each account yourself, without leaving home
  • 1 card, many countries
    More
    Payments with a single card linked to the account in many countries without conversion costs
  • over 150 currency pairs
    More
    Unlimited transfers between your foreign currency accounts
  • Citi Kantor
    More
    Exchange currencies at competitive rates as compared with those offered by online exchange platforms

A foreign currency account offers you global banking in a convenient form.
Manage your FX transactions with ease.

  • Euro

  • U.S. dollar

  • Pound sterling

  • Swiss franc

  • Australian dollar

  • Canadian dollar

  • Swedish krona

  • Norwegian krone

  • Danish krone

  • Hungarian forint

  • South African rand

  • Czech koruna

  • Polish złoty

I have a personal account in PLN
After clicking this option, you will be redirected to Citibank® Online, where you can open a foreign currency account yourself.
I don’t have a personal account in PLN
In order to open a foreign currency account, you have to open a personal account first. After clicking this option, you will be redirected to an application for opening personal account.

Foreign currency account supports:

Travels

  • Attractive FX rates at Citi Kantor
  • Payments with a single card linked to the account card in many countries at shops, and ATM withdrawals abroad without conversion costs with Citibank Global Wallet

Shopping

  • Attractive FX rates at Citi Kantor
  • Payments at foreign and online shops without conversion costs with Citibank Global Wallet
  • Domestic and foreign transfers in 13 currencies

Currency exchange

  • Attractive FX rates at Citi Kantor
  • Purchase or sale of currency at indicated rates (Order Watch service)
  • Advanced orders like Stop, Limit, If Done, Occ.
  • Text or email notifications when the currency exchange rate of your interest is achieved (Market Alerts service)

How can you use FX products to their full potential?

1

Open a banking account at Citi Handlowy

It is necessary to gain access to foreign currency accounts and supplementary services.
2

Do you already have a banking account? Now you can open a foreign currency account

You can choose 1 of 12 available foreign currency accounts.
3

You can start enjoying the account! Activate supplementary services free of charge!

Exchange currencies with Citi Kantor and pay by card without conversion costs with Citibank Global Wallet.

How to open a Foreign Currency Account at Citi Handlowy?

You can open a foreign currency account yourself on Citibank® Online or in the Citi Mobile® application.

  1. Log in and select ‘My Finance’ in the top menu, followed by ‘Personal Accounts’, and go to the end of the accounts list.
  2. Select ‘Open an FX or Savings Account’.
  3. Select the relation in which you want to open an account and check the FX sub-account.
  4. Select the currency of the new account from the drop-down list.
  5. Download the fee-related document and, finally, click ‘Confirm’.
  1. After logging in, activate the free Citibank Global Wallet service at the bottom of the screen.
  2. Then select the option to add a currency account in one of the available currencies to this service.

Important Information

Note! The authorized transaction amount may differ from the transaction amount and the amount posted on the account.

When withdrawing cash or making card payments abroad (also online), you can use the Dynamic Currency Conversion service (DCC) offered by selected points of sale and ATMs. With DCC, a Cardholder may select his/her domestic currency instead of the local currency to make payments (the domestic currency for cards issued by Citi Handlowy is PLN).

In practical terms this means that when making a payment, you receive information on the transaction’s value in PLN and the exchange rate of the local currency into PLN.

Please be advised that DCC may not be favorable to a Client of Citi Handlowy (Holder of a debit card to the Personal Account) if a transaction in PLN is executed under DCC and then settled on the account in PLN when it could be settled on the account of the transaction currency (EUR, USD, CHF, GBP, AUD, CAD, CZK, DKK, HUF, NOK, SEK, ZAR). The amount of such a transaction will be converted into PLN at the exchange rate of the settlement agent (DCC).

DCC is not a service offered by Citi Handlowy and is optional.