Citi Paylite Statement
New ideas sprout in spring? Make them happen and convert the balance into convenient installments.
- Home
- Loans and Credits
- PayLite Statement
Do you have an outstanding balance on your Credit Card?
Use PayLite Statement! Convert the balance on your Credit Card and pay back in up to 60 convenient installments. By yourself, without waiting.
What can it be useful for?
How to use it?
-
1. Log in to Citibank Online
-
2. Select the Credit Card
-
3. Click on "Convert into installments"
Click on "Convert into installments"
-
4. Select the amount and number of installments
Choose the amount of balance and specify the repayment period.
-
5. Accept the conditions
-
1. Log in to Citi Mobile
Use the Citi Mobile® app
Manage your finances easier, faster and more securely on your phone.
-
2. Click on the Credit Card
Use the Citi Mobile® app
Manage your finances easier, faster and more securely on your phone.
-
3. Click on "Convert into installments"
And select the option "Balance Conversion"
Use the Citi Mobile® app
Manage your finances easier, faster and more securely on your phone.
-
4. Select the amount
Select the amount of balance you want to pay in installments.
Use the Citi Mobile® app
Manage your finances easier, faster and more securely on your phone.
-
5. Choose the number of installments and accept
Use the Citi Mobile® app
Manage your finances easier, faster and more securely on your phone.
Use the Citi Mobile® app
Manage your finances easier, faster and more securely on your phone.
Documents
Additional information
-
The most important features of the product
- You select the Credit Card balance you want to convert and both the number of installments and their amount (between 12 and 60 installments).
- Installments are shown on your credit card statement and included in the required minimum payment amount.
- Installments do not limit the possibility to enjoy the interest-free period on your card. Interest is only charged on the borrowed amount and you may repay the other transactions in their entirety without any interest being charged on them
- You may repay the entire amount earlier at any time.
- Interest is calculated on the declining balance of the outstanding principal amount.
- Depending on the offer currently in force, the bank can charge a commission for the opening of your “Comfort” Installment Plan and a monthly operating fee.
-
Representative example
-
Legal informations
EIR stands for Effective Interest Rate. Fees and commissions are charged in accordance with the Table of Fees and Commissions available on the website. Credit Card Regulations and the Table of Fees and Commissions for Citibank Credit Cards are available on the bank's website in the Documents section. The granting of a loan depends on the assessment of creditworthiness by Bank Handlowy w Warszawie S.A.
Bank Handlowy w Warszawie S.A. Citi Handlowy, Citibank and the Citi logo are registered trademarks of entities from the Citigroup Inc. group. This advertising material has been issued for informational purposes only and does not constitute an offer within the meaning of Art. 66 of the Civil Code.