Savings Account

- the easiest way to save.

Interest rates of Saving Account in PLN, GBP or USD

3.00% 0.01% 0.01%


  • Deposit and withdraw cash easily -

    You can deposit and withdraw money any time without loss of interest.

  • Start saving from the first 1 PLN -

    You start saving from the first 1 zloty paid into the account and the interest accruals are automatically added to the principal.

  • Online access to your savings - You have 24/7 access to your money thanks to Citibank Online Electronic Banking Service, Citi Mobile app for smartphones.
  • First cash withdrawal and funds Transfer Order free of charge - The first cash withdrawal, internal funds Transfer Order in any currency, and domestic funds Transfer Order in PLN each month is free of charge. Otherwise, a fee according to the Banking Fees and Charges Table shall apply.
  • Your savings are safe - Your savings are safe with us thanks to the guarantee provided by the Bank’s Guarantee Fund.
How to open deposit
Obraz osoba człowiek z deską surfingową

If you already have a Personal Account, you can open Saving account online in Citibank Online electronic banking service.

Log in To Citibank Online electronic banking service:

  • Go to SAVINGS AND INVESTMENTS section on main page,
  • Choose “Open currency or savings account”
  • or

  • Go to any account in the PERSONAL ACCOUNTS or SAVINGS AND INVESTMENTS section,
  • Choose „Open foreign currency account or saving account”

Your account will be active online.

Obraz przedstawiający kobietę uzupełniającą swój dziennik

Over the phone

If you do not have a Personal Account in our bank yet, you can open both accounts during a phone call. Click on the link below and leave your contact data. Our Advisor will call you back.

>Arrange a call with Advisor

Time deposits and savings accounts are available only to Citi Handlowy Personal Account holders. Aren’t you a Citi Handlowy account client yet? Check out our offer and choose the account that best fits your needs.

Learn more
Important informations​

Bank Handlowy S.A. CitiKonto, Citi Priority, Citigold and Citgold Private Client Personal Accounts are payment accounts.

Detailed information on fees and commissions for the CitiKonto Personal Account, Citi Priority, Citigold and Citigold Private Client is available in the Table of Fees and Commissions at The material does not constitute an offer within the meaning of Art. 66 of the Civil Code.

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