Calculator credit card

Choose card type Mastercard / Visa

Provide detail of transaction

Information about cross border payment costs in reference to EBC rate

Bank's margin over the average ECB rate

Date of payment network foreign exchange rate update

Payment network foreign exchange rate

Date of ECB reference rate update

Transaction amount in your credit card currency including Bank fee

Information about cross border payment costs

Transaction amount in your credit card currency including Bank fee

Date of payment network foreign exchange rate update

Payment network foreign exchange rate

This calculator enables calculation of currency conversion cost for a currency transaction executed with the use of the Credit Card as per the rules described in Credit Card Regulations. Calculation results are based on the latest exchange rates published by Mastercard and Visa payment organisations, and by the European Central Bank. The calculator is informative, The applied exchange rate and the final cost of transaction currency conversion are based on the payment organization’s rate on the transaction initiation date.

For transactions in European Economic Area currencies within the European Economic Area, the calculator allows you to check the total amount of currency conversion fees as a percentage of the margin against the most recent reference euro exchange rate announced by the European Central Bank (ECB).

For transactions made in a currency other than PLN, the bank charges a currency conversion fee in accordance with the Table of Fees and Commissions (currently 6.8% of the transaction value).

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