Visa Business Guaranteed Card
Flexible management of employees’ business expenses
Visa Business Guaranteed Cards, with an extended 30-day payment date, are payment cards used to cover business expenses incurred by employees. It is possible to arrange that the employee will be first obliged to repay liabilities. Card users may both pay for purchases and withdraw cash at all outlets accepting Visa cards, both in Poland and abroad. In addition to payments for business expenses, Visa Business Guaranteed Cards provide their users with multiple benefits and options useful while traveling and offering assistance in case of illness, accident or other emergency situations. The scope of additional benefits and services depends on the card type. Visa Business Guaranteed Cards are available in three variants: Gold, Silver and Blue.
The most important features of Visa Business Guaranteed Card
- These cards have a monthly settlement cycle with an additional 30-day time limit for repayment of the statement. If the debt on a Guaranteed Card is not paid by due date, the card will be frozen and unfrozen after the debt is repaid.
- The Bank has introduced Direct Debit attached to Visa Business Guaranteed Cards. This new functionality is to improve the repayment of card debt by the employee and to ensure the debt is paid when due. This solution is also beneficial to the company because of the simple initiation process, faster settlement of debt on employee cards and elimination of recourse to the company in case of non-payment.
- Insurance package for card users: the Bank offers a broad range of free insurance products to users of Business Cards while on a foreign business trip which cover:
- arrival delay
- delayed baggage
- document replacement
- legal costs
- accidents (Gold and Silver cards).
- Insurance package for companies:
- liability waiver insurance which covers unauthorized use of Visa Business Charge Cards by employees
- extended liability of the Bank if a card is stolen from or lost by the employee
- Expenses paid by card can be monitored on an ongoing basis or at defined intervals
- Business expenses paid by card are recorded automatically on cost accounts
- Card spending data is saved for further reference
- Card limit can be changed by telephone or e-mail
- Assistance if a card is lost – a fast freeze of the card
- Emergency delivery of a replacement card if the regular card is lost
- Medical aid
- Discounts for users of Visa Business Guaranteed Cards
- Option to order a card with an individualized and unique design
Are you interested in our offer?
Please contact the Customer Service.
The cost of the call depends on your local service provider.
Visa Business Guaranteed Cards - advantages:
- Safe and easy access to funds
- Employee’s obligation to repay any operations paid by card
- No cash advances and limited cash servicing costs
- Reduced operating expenses of the company – the discount program enables its employees to earn discounts when paying by Visa Business Guaranteed Cards in hotels and restaurants cooperating with the Bank throughout Poland
- Easy monitoring of business expenses and improvement of their efficiency
- 24/7 Customer Service accessible by telephone
- Streamlined business expense settlement and accounting process
- Rich insurance package
- Medical aid
- Electronic statements (PDFs)
- Option to initiate automatic repayment by Direct Debit