Consolidation Loan
It so happens that we have a low interest rate!
Offer for clients who will transfer at least PLN 20,000 of liabilities to Citibank, valid until 31/10/2025 and may repeat.
- Home
- Loans and Credit
- Consolidation Loan
Exchange many installments for one – a lower one.
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From PLN 20 000 to PLN 150 000
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Repayment in up to 120 installments
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Quick credit decision
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Additional funds
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Agreement can be signed without having to leave your home
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The interest rate is 8.79% for consolidated liabilities exceeding PLN 20,000
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How others are using it
You may use the loan to consolidate your external debts:
Calculator: check monthly installment of Consolidation Loan
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The calculator's calculations are indicative and do not constitute a commercial offer within the meaning of Article 66 of the Civil Code.
How to use it
Documents
Additional information
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Representative example
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Legal information
This offer is for individual clients who transfer their liabilities to Bank Handlowy w Warszawie S.A. The loan term is from 9 months to 10 years. The loan cannot be used to repay loans or credits at Bank Handlowy w Warszawie S.A., and the amount of consolidated external liabilities must be at least PLN 20,000.
The Table of Fees and Commissions is part of the cash loan agreement, which can be found at citibank.pl/dokumenty. The granting and amount of the loan are contingent on a positive assessment of the potential borrower's creditworthiness by Bank Handlowy w Warszawie S.A. The cash loan bears interest at a variable rate. A variable interest rate carries the risk of changes in the planned repayment amounts, and therefore the amount of the debt.
The interest rate is determined individually and depends on the individual creditworthiness assessment. It consists of the 3M WIBOR rate and the bank's fixed margin. The interest rate can be as high as 8.97%.
The offer is valid until October 31, 2025 and may be repeated.