WARTA Ochrona (Protection)
Safety of your loved ones above anything else
Advantages
Moreover:
Medical treatment of the insured person/child abroad under an additional agreemen
| Amount of the additional sum insured (the maximum limit of liability under an additional insurance agreement) | EUR 2,000,000 |
| Type of benefit | Limits for individual benefits |
| Medical Second Opinion | One opinion for a given type of a serious health condition |
| Medical Aid Abroad | within the additional sum insured |
| Arrangement and cost coverage of travel or medical transport | within the additional sum insured |
| Arrangement and cost coverage of accommodation | within the additional sum insured |
| Arrangement and cost coverage of medical expenses abroad | within the additional sum insured |
| Daily hospital benefit | EUR 100 for each day of hospitalization, up to EUR 6,000 for each serious medical condition treated abroad under the additional insurance agreement concluded for a given insured person |
| Reimbursement for the medical expenses incurred after the return from treatment abroad – reimbursement for prescription drugs purchased | up to EUR 50,000 under an additional insurance agreement concluded for a given insured person (regardless of the number of serious health conditions treated abroad) |
| Arrangement and coverage of the costs related to repatriation of the body to the place of the person’s funeral | within the additional sum insured |
| Medical monitoring after treatment abroad | within the additional sum insured |
Important Information
WARTA Ochrona is an individual life insurance from Towarzystwo Ubezpieczeń na Życie Warta S.A. (hereinafter: Warta TUnŻ S.A.).
Insurance coverage under WARTA Ochrona insurance is provided by Warta TUnŻ S.A.
Details of insurance, such as rules of benefit payments as well as limitations and exclusions of Insurer's liability, can be found in the General Terms and Conditions for the Individual Life Insurance WARTA Ochrona (hereinafter: GIT&C), available at Citi Handlowy branches.
The insurance coverage may be enhanced to include additional insurance policies listed in the GIT&C. The sum insured and additional insurance premium are determined on an individual basis.
The Insurer may refuse to provide a benefit in cases described in the General Terms and Conditions of the Individual Term Life Insurance “WARTA Ochrona”, for example if suicide is committed within 2 years after the agreement was signed.
The WARTA Ochrona insurance contract is concluded between the Client and the insurer through the Bank.
The Bank Handlowy w Warszawie S.A. with its registered office in Warsaw at 16 Senatorska Street acts as an insurance agent performing agency activities for the following insurance companies:
- MetLife Europe Insurance Designated Activity Company,
- Warta S.A. Insurance and Reinsurance Company,
- Warta S.A. Insurance and Reinsurance Company,
- Europ Assistance SA - branch in Ireland,
- Nationale-Nederlanden Towarzystwo Ubezpieczeń na Życie Spółka Akcyjna,
- Aegon Towarzystwo Ubezpieczeń na Życie Spółka Akcyjna.
The bank is entered under the number 11120807/A in the register of insurance agents maintained by the Polish Financial Supervision Authority.
The Client may check the Bank’s entry in the above register via the website: https://rpu.knf.gov.pl.
In the sales and service processes of protective insurance, the Bank applies the principles set out in the "Recommendation of good practices on the Polish bancassurance market in the field of protective insurance related to banking products" issued by the Polish Bank Association.
This material is of advertising/marketing nature and does not constitute an offer within the meaning of Art. 66 of the Civil Code.
Start your insurance now at one of our branches! Find the branch closest to your place of residence
Fill out the form and fight for prizes
Fill all fields
Documents
Additional information
-
Withdrawal and Termination
The Client may rescind the insurance agreement within 30 days from the conclusion of the agreement, and may terminate the insurance agreement during its entire term.
-
Enquiries and complaints
Complaints may be submitted:
at TUnŻ "WARTA" S.A.:
- in writing: to the following address: PO box 1013, 00-950 Warszawa 1;
- in writing to the electronic delivery address, from the date of entering this address in the database of electronic addressees (the address will be placed on the website www.warta.pl/reklamacje immediately after entering it in the database of electronic addresses);
- electronically using the form www.warta.pl/reklamacje;
- by phone at 502 308 308 (call cost according to the operator's tariff);
- in each unit of TUnŻ "WARTA" S.A., in writing delivered in person or orally for the record;
in the bank:
- in writing - submitted in person at the Bank's Branch during the Branch's opening hours, or sent to the following address: Citi Handlowy, Department of Customer Complaints and Inquiries, ul. Goleszowska 6, 01-249 Warszawa;
- orally - by phone or in person for the record during the Customer's visit to the Bank's branch;
- electronically - to the Bank's e-mail address, via Citibank Online after logging in in the "Contact with the bank" tab or to the AE Bank electronic delivery address: PL-51087-16873-WFBWS-31, entered into the address of electronic database.
-
Benefit payment
If there has occurred an event covered by the insurance policy, the beneficiary shall submit an application for benefit payment directly to the Insurer. To that end, the beneficiary will fill up the form provided by the consultant of the Bank’s branch or the insurer – at any branch or online at www.warta.pl.
An application for payment of the benefit will be deemed filed on the date the application is received by the insurer. For detailed rules on submitting a claim for benefit payment and on benefit payment to be made by the Policyholder go to the GIT&C or to the website www.warta.pl.
-
Limitations and exclusions of Insurer's liability
In order to learn about the limitations and exclusions of the Insurer's liability, please read the General Terms and Conditions of the given insurance.