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Example how offer to the new customers works


Citi Simplicity Credit Card is issued with a credit limit granted.


You transfer, for instance, PLN 5,000 from your credit limit to any account of your choice.


You’ll repay 12 monthly installments – each of PLN 458.33


Get PLN 5000 from your credit card limit for 12 months and repay only PLN 5500.

Basic Requirements:

Age – a minimum of 21 years of age, income after tax - a minimum of PLN 1,200, current employment – a minimum of 3 months; for businesses – a minimum of 25 years of age, self-employed for a minimum of 2 years

Details of the Terms and Conditions available at Granting a card is contingent upon creditworthiness. Maximum repayment period is 12 months.

representative example for citi simplicity credit card:

Representative example for Citi Simplicity Credit Card. Effective interest rate (EIR) of 7.44% p.a. with assumption: total loan amount of PLN 13000; total amount to be repaid 13656.56, variable nominal interest of 7.2% p.a.; total cost of credit amounting to PLN 656.56, (including an annual fee of PLN 144 for the issuing of a Primary Payment Card and for servicing of a Primary Credit Card and interests in the amount of PLN 512.56); 12 monthly installments in the amount of PLN 1138.05 -as of 28/05/2020.