Sorry, we are not currently accepting applications for mortgage products.

Mortgage loan

What is a mortgage loan?

Mortgage loan is a loan granted by the Bank, for a long period of time to finance purchase of real estate.

Home Equity Loan is distinguished by the fact that its collateral is the property that was bought with the money from the loan.

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  • Legal informations

    EIR stands for Effective Interest Rate. A variable interest rate poses a risk of changing the amount of planned instalment repayments and at the same time the amount due. Allocation of a loan and its amount depend on whether the potential borrower’s creditworthiness is positively assessed by the Bank.

    Bank Handlowy w Warszawie S.A. with its registered office in Warsaw, ul. Senatorska 16, 00-923 Warsaw, entered into the Register of Entrepreneurs of the National Court Register maintained by the District Court for the Capital City of Warsaw in Warsaw, 12th Commercial Division of the National Court Register, under number KRS 000 000 1538, Tax Identification Number (NIP) 526-030-02-91, share capital of PLN 522,638,400, fully paid up.

    Citi and Citi Handlowy trademarks are registered trademarks of Citigroup Inc. used under a license. Citigroup Inc. and its subsidiaries are also entitled to the use of certain other trademarks used herein.

Sorry, we are not currently accepting applications for mortgage products.