Bank account

Manage your finances easily with Citi Handlowy Personal Account.

Why should you have an individual personal account with Citi Handlowy bank?

  • 13 currency accounts
  • One account card with multi-currency service
  • Attractive exchange rates and advanced currency orders at Citi Kantor
  • Additional funds with Credit Li ne - 0% interest if you use the Credit Line up to 7 days a month
  • Discounts of up to 50% with the Citi Specials program, including a 10% discount or surprise discount at Citi Specials restaurants
  • Rewards for transactions with the Mastercard® Priceless® Moments program
  • Access to pre-sale tickets for concerts of the biggest stars
  • Payments on your phone with Google Pay, Apple Pay and BLIK
Select offer

Take advantage of our special offer and join the holders
of our Personal Account


Discover our Personal Bank Accounts

CitiKonto Account

Account for anyone and everyone

Everyday banking for PLN 0, including:

  • PLN 0 for maintaining the account
  • PLN 0 for the card linked to the account with a multi-currency service
  • PLN 0 for cash withdrawals from Citi ATMs
  • PLN 0 for the first 4 withdrawals from non-Citi ATMs per month
  • PLN 0 for domestic transfers via Citibank Online or Citi Mobile
  • PLN 0 for the first 3 Express Elixir transfers per month

CitiGold Account

Account with professional advice

  • Professional assistance in achieving goals - access to free Investment Advisory services.
  • Analyses and reliable information on markets, access to dedicated reports.
  • Professional support in investment decisions. In achieving your financial goals you are supported by your personal Relationship Manager and a team of experts.
  • Global privileges. Thanks to the global presence of Citi, banking has no limits. Whether you go on a business trip or private vacation, move abroad or wish to invest in global markets – you are always a Citigold Client.

Citigold Private Client

Top-quality account

  • A highly qualified and experienced team of experts from 6 different areas of the financial world headed by a Personal Advisor trained by Citi | Wharton Global Wealth Institute.
  • A wide range of banking products in the areas of investments, insurance, mortgage and currency solutions on the best, individually negotiated terms at Citi Handlowy.
  • Private banking solutions and privileges that take into account the needs of clients' families, including the extended Priority Pass package, travel insurance and property succession.
  • Carefully curated offers on automotive services, travel, arts and entertainment, sports and health, and discounts on shopping at leading boutiques and fashion stores.

Pay easily around the globe with our Personal Account


Apply online

How to open account in Citi Handlowy?

Remember that you can open an account also at our branches


Call charges according to the pricing/tarrif of the operator.

City Address Phone
Warszawa Wołoska 12 (Mokotów) 691626230
Warszawa Al. Jerozolimskie 179 (Blue City) 603560031
Warszawa al. Jana Pawła II 82 (Arkadia) 605562013
Warszawa Senatorska 16 607670034
Kraków Podgórska 34 (Galeria Kazimierz) 693565607
Wrocław Legnicka 58 (Magnolia) 724204934
Poznań St.Matyi 2 (CH Avenida) 693891003
Gdynia Kazimierza Górskiego 2 (Riviera) 603889254
Katowice Chorzowska 107 (Silesia) 722220962

Questions & Answers



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Documents

Legal information

Important Information

Bank Handlowy w Warszawie S.A. The Offer “I choose Citigold Private Client. Account with a Deposit Yielding 6.5% – 1st edition” is available to the first 300 Clients who, by May 22, 2024, conclude a Deposit Product Agreement with the Bank, on the basis of which they will open a Citigold Private Client Personal Account and meet the conditions specified in the Terms and Conditions of the offer. The Offer is addressed to new Clients who, not later than by the end of the first calendar month following the month in which the Account was opened, will achieve, on the accounts offered by the Bank, a daily balance of funds not lower than PLN 4,200,000. The Offer is not available to those who held a personal or savings account with the Bank after December 31, 2021. The detailed conditions of receiving the rewards, including a complete list of exclusions, are included in the Terms and Conditions of the Offer available in the Documents tab on the Bank’s website. The Bank may introduce offers on the same or similar terms and conditions in the future.

Bank Handlowy w Warszawie S.A. The Offer “Oszczędzaj z kontem Citigold do 6,8%” is available to the first 300 Clients who, by May 22, 2024, conclude a Deposit Product Agreement with the Bank, on the basis of which they will open a Citigold Personal Account and meet the conditions specified in the Terms and Conditions of the Offer. The offer is addressed to new Clients who, in the months of May, June, July, August, September and October, will maintain an average monthly balance of at least PLN 450,000 on the accounts offered by the Bank. The Offer is not available to those who held a personal or savings account with the Bank after December 31, 2021. The detailed conditions of receiving the rewards, including a complete list of exclusions, are included in the Terms and Conditions of the Offer available in the Documents tab on the Bank’s website. The Bank may introduce offers on the same or similar terms and conditions in the future.

Bank Handlowy w Warszawie S.A. The "Get and save with CitiKontem" offer is valid until May 9, 2024 for the first 5,000 customers. To open a Savings Account with an interest rate of 7.1% per annum up to PLN 50,000 for 4 months, you must conclude a deposit products agreement with the bank, open a CitiKonto personal account on its basis and meet the conditions described in the offer regulations. The full list of exclusions along with the terms and conditions of the offer and the table of fees and commissions can be found on the bank's website in the Documents tab. The Bank informs that offers on the same or similar terms may be repeated in the future. Citi Handlowy and the Citi logo are registered trademarks of Citigroup Inc group entities

The promotional offer is available in the online channel for people opening an account through biometric verification, if a courier is selected - the promotional offer does not apply.

CitiKonto, Citi Priority, Citigold and Citgold Private Client Personal Accounts are payment accounts.

The Bank informs that offers on the same or similar terms may be repeated in the future.

Details of the Offers, including the conditions for receiving the Prize, are available in the Offer Regulations at www.citihandlowy.pl. Detailed information on fees and commissions for the CitiKonto Personal Account, Citi Priority, Citigold and Citigold Private Client is available in the Table of Fees and Commissions at www.citihandlowy.pl. The material does not constitute an offer within the meaning of Art. 66 of the Civil Code.