Consensus

PLN MM	Average	Max	Min	Average	Max	Min	Number of forecasts
	Consensus 2021			Consensus 2022			Number of forecasts
Net interest income	721	738	691	1 182	1 614	864	6
Net fee & commission income	632	641	609	644	672	621	6
Other operating result	929	972	900	492	572	444	6
Revenue	2 264	2 351	2 130	2 268	2 830	1 827	6
General admin costs & depreciation	(1 179)	(1 252)	(1 060)	(1 208)	(1 303)	(957)	6
Net provisions	(67)	(132)	(51)	(60)	(128)	(97)	6
Operating income	1 017	1 045	949	1 000	1 444	657	6
Net profit	645	669	588	628	986	371	6

Total assets	61 363	65 382	60 200	62 847	65 778	61 222	5
Loans	21 380	23 315	18 205	22 276	24 200	19 278	5
Deposits	45 459	49 178	41 909	47 060	50 653	43 596	5

The above earnings consensus was prepared by IR team basing on reports of sell-side analysts covering Bank Handlowy
(see the list of sell-side analysts).
Recommendation issued in the period from 2021/06/17 to 2022/01/13.