Consensus

PLN MM	Average	Max	Min	Average	Max	Min
	Consensus 2020			Consensus 2021
Net interest income	1 142	1 264	1 013	1 138	1 340	863
Net fee & commission income	554	592	537	563	613	536
Other operating result	476	557	371	489	570	375
Revenue	2 173	2 331	1 979	2 191	2 443	1 943
General admin costs & depreciation	(1 211)	(1 246)	(1 181)	(1 213)	(1 264)	(1 182)
Net provisions	(251)	(432)	(116)	(210)	(240)	(130)
Operating income	711	995	448	767	1 053	503
Net profit	461	674	226	503	726	274

Total assets	55 402	63 800	50 933	57 246	65 600	51 896
Loans	24 138	25 645	20 840	25 014	26 945	21 566
Deposits	41 618	47 300	35 039	43 189	49 000	36 233

The above earnings consensus was prepared by IR team basing on reports of sell-side analysts covering Bank Handlowy
(see the list of sell-side analysts).
Last update 12th June 2020