Collect PAYBACK points


3,000 welcome points

After the first non-cash transaction, you get PayBack Gold Motokarta

1 point

For each PLN 2 spent at BP stations you earn 1 point.


1,500 welcome points

After the first non-cash transaction, you get PayBack Silver Motokarta

1 point

For each PLN 5 spent at any store or merchant, you get 1 point.

The points will not be earned for purchases made at filling stations (except BP).

You can redeem your points for rewards from the Partners’ catalogues.

Select a credit card:

BP Payback - Credit Card Chargeback

3,000 welcome points

BP Payback Silver - Credit Card Payback

1,500 welcome points

Enter your monthly spending with the card at BP stations (PLN 2 = 1 point):

Enter your monthly spending with the card at other places (PLN 5 = 1 point):

Total monthly spend::


Congratulations! You earned
points during the year.


Find out about solutions that will make sure using your credit card is safe.

3D Security

Verified by Visa/MasterCard Secure Code – additional security for your online transactions. In order to authenticate your online purchases, you will be asked to enter the code that will be sent to your mobile phone.

EMV Chip

Citibank Credit Cards are microchip embedded cards. Your transactions at merchants are authorized by entering your unique PIN.


CitiAlerts Package includes SMS and email alerts as well as credit card bill payment reminders. Check here what else comes with CitiAlerts.

Additional Protection

Insurance for credit card holders in unexpected life situations related to travel and shopping.

Suspicious Operations

Thanks to the warning system, we are able to identify any suspicious operations on your credit card and then check them with you.


If you paid with your credit card for the service that was not delivered (e.g. a trip), you can report this fact to us and we can initiate the chargeback proceedings on your behalf.


Citi Specials - Benefit program

Discounts, rewards, surprises – this is what is waiting for you in Citi Specials.
Let yourself feel a bit more special with Citi Specials – Benefit Program that comes with all the priviledges available with your card:

Up to 50% discounts

Enjoy up to 50% discounts with nearly 300 partners at almost 5,000 in-store and online merchants.

Rewards for transactions

Pay with your Citi Handlowy BP-Payback, earn points and redeem them for rewards.

Surprises and special offers

Keep checking limited offers and surprises at the www or in your inbox.

Representative example for Citibank BP PAYBACK SILVER Credit Card:

Representative example for Citibank BP PAYBACK GOLD Credit Card:

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