Accidents during Travels (Consequences of Accidents)

Insurance against death or permanent disability incurred during foreign travel on public transportation or during your stay abroad up to EUR 750,000. Insurance coverage also includes events that take place during transfer to and from your home to the airport or railway station or port, as well as directly after leaving the plane, train, ferry or ship. The policy covers the Ultime Card holder, his/her spouse and children up to the age of 25, as long as the travel costs or accommodation costs have been paid with the card.

Medical costs abroad

Compensation or direct payment of transportation costs and medical bills incurred as a result of medical treatment during a journey abroad up to EUR 7,500,000. The policy covers only costs incurred as a result of being involved in an accident and as a result of a sudden illness, and does not cover costs incurred during travels to receive medical treatment. The policy covers the Ultime Card holder, her/his spouse and children up to the ages of 25. Medical cover is granted regardless of whether the travel costs have been paid with the Ultime Card.

Luggage delivery delays/Undelivered luggage

You will be reimbursed documented costs relating to purchase of vital and substitute clothing, cosmetics when delivery of your luggage is delayed or your luggage has not been delivered. Policy covers Ultime card holder, her/his spouse and children up to the age of 25, as long as the travel costs have been paid with the card.

Personal belongings (Luggage)

Policy covers damages that are a result of a theft during a break in and damages that are a result of an accident. Policy covers goods that are usually taken on trips, transported by car driven by her/him or are at her/his place of residence. Policy covers Ultime card holder, her/his spouse and children up to the age of 25, as long as the travel costs have been paid with the card.

Departure delay/Loss of transfer connection

Policy covers documented vital purchases up to the amount of Euro 350 incurred by Ultime Card holders when journey is delayed by over 4 hours. Under the policy, reimbursement will also be granted when the insured individual arrived late at the airport, port, or railway station and will not be able to start her/his planned journey as a result of:

• a breakdown or accident involving the vehicle that he/she traveled in,
• cancellation or irregular public transportation services due to strike action, accident, or breakdown.

Cover will only be active if travel costs have been paid with the Ultime Card.

Sports equipment

Policy ensures the full coverage of the cost of sports equipment that has been stolen from you or from your hotel or sports park. Policy covers equipment purchased within the last 12 months with the Ultime Card.

Keys and documents

Insurer will reimburse the Ultime Card holder with the costs incurred as a result of change of keys or locks to her/his house, as well costs of issuing new identification documents (passport, personal ID, driver’s license, and car registration documents) that may have been stolen during a break- in or violent robbery, and when the theft includes Ultime Card.

Car insurance for cars rented abroad

The insurance covers an excess set out in the car rental agreement concluded by the insured that needs to be paid on a rented car in the event of its damage (effective from January 1, 2017)