How can we best protect our home and ourselves?

Secure your real estate with Citi Handlowy.


Obrazek przedstawia zrelaksowana kobiete w swoim domu

    What are the benefits of home and home insurance?

  • we are financially secure in the event of serious losses
  • we will receive compensation that will allow us to rebuild it, what we lost
  • we can live more comfortably, knowing that we are protected by the insurance

The insurance protects our property in the event of damage due to random events such as fire, flooding, overvoltage as a result of a lightning strike, strong winds, to protect yourself financially and take care of your comfort

Obrazek przedstawia domu i ubezpieczenia

What do you gain with insurance:

Property insurance protects you against the effects of unexpected events. Take advantage of a wide range that covers damage caused to the insured property from:

  • Fire,
  • Lightning strikes,
  • Explosions and Implosions,
  • Fall of the aircraft,
  • Motor vehicle impacts,
  • Collapsing earth,
  • Strong wind
  • A rescue operation related to the events covered by the Insurance Agreement
  • Flooding,
  • Gradu,
  • Overvoltage caused by a lightning strike,
  • Avalanches,
  • Snow and ice
  • Landslides,
  • Flood,
  • Earthquake.

In the event of damage caused by strong wind and hail, the insurance contract also covers the fall of trees, masts, cranes, chimneys, buildings and other structures, as well as their parts on the subject of insurance, provided that the direct cause of this event was strong wind or hail.

Important Information

Insurance of flats and residential buildings is a group insurance contract (Insurance Agreement) for the Bank's borrowers under an insurance agreement concluded between the Bank as the Policyholder and Generali Towarzystwo Ubezpieczeń S.A. (hereinafter: Generali TU S.A.)

Detailed information about the product along with a full list of insurer's liability exclusions can be found in the “Special Terms and Conditions of Insurance of flats and residential buildings for bank borrowers” available at and in branches.

The Bank Handlowy w Warszawie S.A. with its registered office in Warsaw at 16 Senatorska Street acts as the Policyholder being a party to the group insurance agreement concluded with Towarzystwo Ubezpieczeń Generali S.A. for the bank's customers voluntarily joining the insurance of flats and residential buildings for the bank's borrowers.

The Bank, during the processes of sale and handling of protective insurance, follows the principles set out in the “Recommended best practices in the Polish bancassurance market for unit-linked insurance products” issued by the Polish Bank Association.

This material is for advertising/marketing purposes and does not constitute an offer within the meaning of art. 66 of the Civil Code.