Citi Simplicity Credit Card

• Easy and quick access to cash that can be repaid in installments – cash within or on top of your credit card limit.
• No annual credit card fee.
• No SMS notification fee - CitiAlerts. Thanks to free of charge SMS alerts you stay on top of your transactions and debt limit.
• No late payment reminder fee. If you forget paying your credit card bill, you will receive a free of charge reminder.
• Discount up to 50% at nearly 5,000 merchants for Citi Rabaty members.

Citibank World Mastercard Credit Card

• For each non-cash transaction, YOU EARN POINTS:
  • After the first transaction with the card, you get 1,000 welcome points (you will get a cinema ticket or PLN 20 shopping voucher right away);
  • If you use your credit card for your everyday purchases, you earn points that can be redeemed for rewards in the loyalty program: cinema tickets, shopping vouchers or partial return of cash for your transactions made with the card (CashBack);
  • for each PLN 5 spent, you get 1 point;
  • for each PLN 5 spent with the Partner, you get 2 points.
• Take advantage of the special offers of the Program Partners (W.KRUK, Douglas, H&M, merlin.pl, Multikino, Samsung, Sphinx, Play).
• Discount up to 50% at nearly 5,000 merchants for Citi Rabaty members.

Citibank PremierMiles Credit Card

• For each non-cash transaction with the card, YOU EARN CITI MILES:
  • after your first transaction you get 2,000 welcome Citi Miles;
  • for each PLN 5 spent with the card, you get 1 Citi Miles.
• Citi Miles can be redeemed for plane tickets, hotel bookings or you can use them to get back a part of your travel expenses made with the card (cashback).
• Your Citi Miles will never expire as long as you are a PremierMiles Credit Card holder.
• Unique loyal program – as many as 11 global partners.
• Discounts up to 50% at nearly 5,000 merchants for Citi Rabaty members.

Citibank - BP PAYBACK Credit Card

• You earn PAYBACK welcome points:
• 3,000 for BP PAYBACK Gold Credit Card;
• 1,500 for BP PAYBACK Silver Credit Card.
• For each non-cash transaction with the card, YOU EARN PAYBACK POINTS:
• Each PLN 2 spent at BP stations = 1 point;
• Each PLN 5 spent at any merchant (excluding filling stations other than BP) = 1 point;
• You get double points with the PAYBACK partners (points from Citi Handlowy and points earned as per the PAYBACK Partner’s point calculator).
• PAYBACK points can be redeemed for rewards from the PAYBACK or BP catalogues or applied towards purchases with the PAYBACK Partners (e.g. exchange the points for fuel at BP).
• Discounts up to 50% at nearly 5,000 Citi Rabaty points.

Effective Interest Rate for BP PAYBACK Gold Credit Card: 14.04% p.a.

Effective Interest Rate for BP PAYBACK Silver Credit Card: 13.18% p.a.